Ecommerce & B2B portals

Online payments and checkout

From Shopify and WooCommerce to custom carts, we connect checkout, strong customer authentication, digital wallets, and reporting so you know what cleared and when. Pricing depends on your volume, industry, and agreement. We quote from your situation, not a generic rate sheet.

Online & ecommerce

Ecommerce & gateway scope

Cart, gateway, 3-D Secure, and subscriptions. Describe your checkout and we will propose a stack.

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Selling online is more than a website

  • Traffic and merchandising matter, but checkout has to complete.
  • Pick a gateway and processor pairing that fits your cart, risk, and reconciliation style.
  • We help connect your store, run test sales, turn on wallets where allowed, and verify reporting before you go live.

Dosh Funding maps the stack to how you actually sell, then stays involved through the first reconciliation cycle so surprises do not land on your ops team.

3DS

Strong customer auth

API

Gateway & tokens

Wallets

Apple & Google Pay

Subs

Recurring billing

Capabilities vary by processor, sponsor bank, and MCC. Final stack is set in underwriting and technical scoping.

Cart & platform fit

Shopify, WooCommerce, custom headless builds, and B2B portals. We match capture methods to your checkout flow.

Fraud & authentication

3-D Secure, CVV/AVS, velocity rules, and gateway policies tuned to your risk profile, not a generic template.

Hosted pay links

Secure links for invoices, deposits, or phone orders without a full storefront project.

Recurring & retention

Subscriptions, account updater, and retry logic for card-on-file where your processor supports it.

Wallets & brands

Apple Pay, Google Pay, and major card brands, presented with clear customer messaging and receipt alignment.

Gateways & platforms

We work across common gateway and processor ecosystems. Examples include Authorize.net, CardConnect, Fiserv (First Data) stacks, and bank-offered ISO programs. The right pick depends on your cart, API needs, and underwriting outcome.

Gateway setup and common platforms

We work with common gateways and processor stacks, including Authorize.net, CardConnect, and Fiserv (First Data) setups, plus bank-offered programs where your approval supports them. The right fit depends on your cart, how you sell online, and underwriting, not a one-brand default.

Typical go-live work covers credentials, test transactions, 3-D Secure where needed, wallet enablement, and the reporting fields your team needs to reconcile deposits. We do not publish blanket rate grids; pricing is reviewed against your statements and agreement.

Switching carts or payment plugins? Tell us what you use today, and we will outline a simple cutover plan before you flip the switch.

Pick the stack that fits how you sell

A gateway name is not the whole story. We help you weigh features, settlement timing, and support against your model: one-time sales, subscriptions, B2B invoices, or a mix with retail. Card network rules still apply either way. We focus on clear choices and a clean implementation.

Pricing is custom. Your true cost blends interchange, network fees, processor margin, and how you actually take cards. Share a recent statement and we will walk through what you are paying and what could change.

Solutions by industry

Coverage across how you actually sell

Ecommerce touches almost every vertical. We implement with your real ticket mix, chargeback history, and fulfillment model in mind.

Retail

Stores, boutiques, and multi-SKU operators

  • Countertop and mobile terminals with EMV and contactless
  • Inventory-heavy seasons and omnichannel card-present flows
  • Cash discount or compliant dual pricing when ticket mix supports it
  • Gift cards, store credit, and reconciliation with your POS

Restaurants

QSR, full service, bars, and catering

  • Tip adjust, bar tabs, and fast guest checkout
  • Kitchen display and handheld pay-at-table paths
  • Online ordering handoff to the same merchant ID where possible
  • ACH for catering contracts and B2B meal programs

Hospitality

Hotels, venues, and guest services

  • Card-not-present deposits and authorization holds
  • MOTO and emailed invoice links for groups and events
  • Multi-department reporting and property-level MCC clarity
  • Capital for renovations, FF&E, and seasonal staffing swings

Automotive

Dealers, repair, detail, and fleet services

  • Large-ticket repair and parts with proper card-present flags
  • Recurring payments for service plans and fleet accounts
  • ACH for wholesale parts and vendor pulls where it fits
  • Working capital aligned to inventory and service bays

Personal care

Salons, spas, fitness, and wellness

  • Memberships, packages, and card-on-file with updater-friendly flows
  • Low-friction tips and add-on sales at checkout
  • Online booking deposits that match your risk profile
  • Expansion financing for second locations or equipment

Professional services

Medical, dental, legal, accounting, and consulting

  • Healthcare-style practices often need tighter data-handling conversations. We align gateway choices with what your counsel requires
  • Recurring retainers and client payment plans
  • Level II/III style data when your processor and MCC support it
  • Practice growth and equipment alongside acceptance

Home services

HVAC, plumbing, electrical, and contractors

  • Field mobile swipers and text-to-pay invoice links
  • Progress draws and milestone billing on larger jobs
  • ACH for commercial GC relationships and net-term customers
  • Job materials and payroll smoothing via working capital when eligible

Nonprofits

Donations, events, and recurring giving

  • Donation pages, hosted pay links, and event checkout
  • Recurring gifts with dunning-friendly retry patterns
  • Transparent effective rates so boards see full cost of card giving
  • Grant or program timing support through capital partners when appropriate

Free resources

Learn before you commit

Short explainers and calculators to help you read a statement, compare options, and ask better questions — no sign-up required.

Learning CenterMoney, cards, ACH, and funding — plain English

Full stack

Pair ecommerce with in-person cards and ACH. Read our disclosure notice for additional program details.